Life Money

5 tips for safe online shopping

August 25, 2017

Online shopping is a big thing these days. More and more people across the world are turning to the internet to purchase goods. This especially happens in countries where e-commerce is taking hold over the way consumers shop. Getting a great deal online is more than just getting it at a low price. You want to be sure the product arrives on time and that the quality is what you expected.

There are so many benefits and reasons for you to shop online. Think about the bargains, the vast selection of products and the secure shopping. So, there’s actually no reason why you shouldn’t shop online, right? But because the online world is so popular these days, the number of phishing scam sites that resemble e-commerce companies has grown. There’s a chance for you to accidentally hand over data to a scam company. It’s important to be on the lookout for these things.

Shopping online is safe because there’s no way for you to leave behind a credit card or wallet. But you still stand a chance to run into trouble. So, to avoid that from happening, here are a few tips for staying safe when shopping online.

Shop on familiar sites

It’s better to shop at a trusted and popular site you’re familiar with instead of shopping with a search engine. When searching for online shops, the search results can get rigged to lead you astray. Many people are familiar with the HomeChoice online store, so this is the kind of store you should visit. You should be aware of misspellings or websites that are using a different top-level domain. The sales on these sites usually look enticing but that’s exactly how they get you to buy an item.

Always check your statements

You shouldn’t wait for your credit card bill to come at the end of the month. Instead, go online regularly during the course of the month to check your credit and debit card statements. If you see any fraudulent charges, you should know there’s a problem. Even if you see it from online payment sites, such as PayPal. Besides, there’s more than one way for people to get access to your money. And if you notice that there’s something wrong with your statement, you should immediately jump on the phone to ask the company about it.

Do you have a strong password?

This is one of the easiest ways for people to get access to your online accounts. This can’t be stressed enough. It’s important to have a very strong password. One that not even your mother would think of. You shouldn’t have your first or last name as a password. Not even the names of your kids. And you should have a different password for every site. Once someone knows your password, they’ll have access to all your online accounts. So make sure you have a different password for different things. This can sometimes be frustrating, but it’s the only way to stay safe. A password usually consists out of eight characters which should include at least one number or symbol.

Shop from home

It’s unfortunately a bad decision to make purchases from a public computer. But if you don’t have much of a choice, make sure to log out every time. Even if you were just checking your emails, log out. And don’t click on the ‘remember password’ button. Someone else will use the computer after you and you might give them access to your accounts by saving your personal information on the computer. Another thing about using a public computer: as you enter your password there might be someone looking over your shoulder. So, it’s suggested to use your own laptop or computer to shop online. You should be realistic and think about all these things before using a public computer.

Look out for dodgy offers

Have you ever came across an unbelievable offer and jumped straight on it with enthusiasm? You were probably so happy that you’ve been afforded the opportunity to buy something at a fraction of its cost. As the saying goes, “If it’s too good to be true, then it probably is”. That should tell you how to shop online. There are many scams out there wanting to hook you in with tempting offers. It’s important to be on the lookout for these things.

When shopping online, you’ll have a lot of products right at your fingertips. These days you can basically buy anything online. However, remember that safety always comes first. It’s better to be safe than sorry. So follow these five tips for a more safe and secure online shopping experience.

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