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Money

Car Money

Do’s and don’ts when buying a car from a dealer

February 20, 2019

Shopping for a new car can be thrilling but it can be tricky to keep your wits about you when it comes to finding the best deal. And when buying a car from a dealer, there are some tips and tricks you should follow so that you stick to your budget and are not swayed by a persuasive salesperson. For example, always perform an inspection of a second-hand car and ask about what the purchase includes in terms of fees…

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Money

Everything you need to know about applying for a personal loan

February 4, 2019

A personal loan is handy every once in a while. It helps you out when you find yourself in a complicated situation. Yet many people, mainly who have never taken out a loan before, often try to avoid applying for a personal loan as they are afraid of debt. However, if you have done your research and are disciplined, a personal loan isn’t as bad as it might seem. And there are financial advisors who can assist you in making…

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Car Money

When is the best time to buy a new car?

November 20, 2018

So it is time for you to look for a new car. Your old one just does not fit the bill any more and you are in need of something fresher, newer and faster. While this can be an exciting time, it can also be difficult to know when to buy a new car. If you have done your online research on “pre-owned cars near me” you will know where to find trusted used car dealers in your area. But…

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Money

Where to find great financial advice for a small business

October 9, 2018

So, you want to start your own small business? You might have the perfect idea to bring in new customers, like a niche cat toy company selling handmade cat toys filled with catnip, but starting out on your own needs more than just a great idea. Before you apply for business loans in South Africa, you will need to look for the right financial and business advice to help you on your way. Other than looking online for some tips…

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Money

How to sell your pre-used car online

August 29, 2018

Selling your car is at once both exciting and daunting. You will be saying goodbye to an old, reliable vehicle and hello to a brand new, flashier model. But how do you sell your old car quickly and easily? You could trade it in to your dealer, or you could sell it online. Selling your car online is an easy and effective way to sell your car, but there are some things you will need to look out for. Pre-used…

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Money

Taking out a joint loan: everything you need to know

August 29, 2018

Making financial decisions together can be tricky. You will need to be open and honest about your finances, especially your credit history. Taking out a joint loan with your partner or with a family member might seem like a wise financial decision, but you will need to be completely certain that the other party is willing and able to pay their share. If you want to to apply for a loan with a partner, family member or business partner, there…

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Money

How to share finances in a long-term relationship

August 29, 2018

Being in a long-term relationship means that you share a lot of things. From hopes and dreams to your greatest fears. It also means that you share financial decisions. This can be anything from deciding on which used cars in South Africa will best suit your current (and future) needs, to choosing a house to buy when the time is right. Sharing finances can sound daunting, especially if you are both independent people, but it can help immensely in the…

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Health Money

Should you add your partner to your hospital plan?

July 27, 2018

Having a hospital plan in South Africa is a necessity for anyone who takes their health seriously. It is vital for everyone who is able to afford, whether you are single, married or have children and an extended family to think about. When you are in a relationship, your partner’s health becomes important to you which often makes us consider adding them to our hospital plan. Adding your partner to your hospital plan is a big step to take, so…

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Family Health Life Money

Why young professionals need to consider credit life insurance

July 16, 2018

As a young working professional, there are many financial steps you need to take to ensure that you have a bright future, as well as a stable one. These steps include buying a car, renting an apartment and putting money aside for savings. Another important step you need to consider includes credit life insurance. It is an insurance policy that covers the principal member’s debt in the event of their death or disability. Now, you might be thinking, ‘I am…

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Money

How to know you’re actually terrible with your money

July 9, 2018

You won’t want to admit it, you may not even realise it, but you may, actually, be terrible with your money. What may seem to you as normal expenses and financial situations are likely the opposite of smart money practices. We don’t all learn about the value of money and how personal finances work when we’re growing up, so it’s not entirely our fault that we find ourselves being terrible with our money. When your finance philosophy is “just wing…

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