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Money

Where to find great financial advice for a small business

October 9, 2018

So, you want to start your own small business? You might have the perfect idea to bring in new customers, like a niche cat toy company selling handmade cat toys filled with catnip, but starting out on your own needs more than just a great idea. Before you apply for business loans in South Africa, you will need to look for the right financial and business advice to help you on your way. Other than looking online for some tips…

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Money

How to sell your pre-used car online

August 29, 2018

Selling your car is at once both exciting and daunting. You will be saying goodbye to an old, reliable vehicle and hello to a brand new, flashier model. But how do you sell your old car quickly and easily? You could trade it in to your dealer, or you could sell it online. Selling your car online is an easy and effective way to sell your car, but there are some things you will need to look out for. Pre-used…

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Money

Taking out a joint loan: everything you need to know

August 29, 2018

Making financial decisions together can be tricky. You will need to be open and honest about your finances, especially your credit history. Taking out a joint loan with your partner or with a family member might seem like a wise financial decision, but you will need to be completely certain that the other party is willing and able to pay their share. If you want to to apply for a loan with a partner, family member or business partner, there…

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Money

How to share finances in a long-term relationship

August 29, 2018

Being in a long-term relationship means that you share a lot of things. From hopes and dreams to your greatest fears. It also means that you share financial decisions. This can be anything from deciding on which used cars in South Africa will best suit your current (and future) needs, to choosing a house to buy when the time is right. Sharing finances can sound daunting, especially if you are both independent people, but it can help immensely in the…

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Health Money

Should you add your partner to your hospital plan?

July 27, 2018

Having a hospital plan in South Africa is a necessity for anyone who takes their health seriously. It is vital for everyone who is able to afford, whether you are single, married or have children and an extended family to think about. When you are in a relationship, your partner’s health becomes important to you which often makes us consider adding them to our hospital plan. Adding your partner to your hospital plan is a big step to take, so…

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Family Health Life Money

Why young professionals need to consider credit life insurance

July 16, 2018

As a young working professional, there are many financial steps you need to take to ensure that you have a bright future, as well as a stable one. These steps include buying a car, renting an apartment and putting money aside for savings. Another important step you need to consider includes credit life insurance. It is an insurance policy that covers the principal member’s debt in the event of their death or disability. Now, you might be thinking, ‘I am…

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Money

How to know you’re actually terrible with your money

July 9, 2018

You won’t want to admit it, you may not even realise it, but you may, actually, be terrible with your money. What may seem to you as normal expenses and financial situations are likely the opposite of smart money practices. We don’t all learn about the value of money and how personal finances work when we’re growing up, so it’s not entirely our fault that we find ourselves being terrible with our money. When your finance philosophy is “just wing…

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Life Money Work

What to expect from a career in the hospitality industry

June 28, 2018

Working in the hospitality industry gives you an exciting opportunity. You will enter an industry that thrives on creativity and out-of-the-box thinking, and you will also be able to travel to new and exciting destinations. If you have studied hospitality courses, then you will be well prepared for this new life, but you might not be sure of what to expect in the industry. Below is some helpful advice on what to expect in a career in the hospitality industry.…

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Money

Ways you can (and need to be) smart with your money

June 18, 2018

Personal finance isn’t as easy as some people make it seem. Spending money is easy, saving money is difficult and being broke is a monthly struggle for many young adults in the world. Everyone talks about how you need to be smart with your money, but no one really goes into the detail of what that means. There are a variety of ways you can be smart with your money and, depending on what your financial situation is, a handful…

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Life Money

Finally living alone? How to create a successful monthly budget

May 8, 2018

Living on your own brings with it a renewed sense of independence, and the ability to walk around in your pyjamas all day on Sunday without being judged. Living alone also means that you will have to budget and save your money for those unexpected expenses. You will also need to look at making financial decisions such as taking out a medical aid and car insurance. Below is some handy advice on how to create a successful monthly budget while…

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