Tricks to help save your money

They’re difficult decisions – deciding where and how you should save your hard earned money. There are plenty of options to choose from, each with varying degrees of risk.Many people have been cheated out of thousands of Rands worth of savings by false promises and get rich quick schemes. The reality is that these kind of false leads only end up in massive wealth loss and heartache. If you’re just starting to save, then be wise. Start by putting your money into safe investments, such as those offered by banks. Once the saving habits are set and the foundations have … Continue reading Tricks to help save your money

Getting your kids off the couch and onto the field

Eating meals in front of the television has become a past time favourite for all members of some families. There are still families who prefer to have their meals by the dining room table, but these are becoming increasingly rare. Whichever your family prefers, there’s no right or wrong way. But if there’s one thing all parents can agree on, it’s important for their children to have a life away from the television. Television can become addictive for children, especially if there’s nothing else to occupy their time. What you need is a fun activity which involves the entire family. … Continue reading Getting your kids off the couch and onto the field

SA banks are keeping schtum about increasing deposits

Earlier this year South Africa’s financial institutions were forced to respond to what might be considered the rumour mill. Apparently, our major banking institutions have begun to increase deposit requirements for all home loan applications. Unfortunately, this has come at a time when our country is in the midst of an economic slump. The National Credit Act has become a forerunner of affording everyone the opportunity to own a home of their own. This means that banks need to compensate in order to apply the strict affordability criteria as per the National Credit Act. In reality this means that property … Continue reading SA banks are keeping schtum about increasing deposits