Browsing Tag

finance

Car Family

How to choose the best mom car

February 21, 2019

Whether you are a stay at home mom or a working mom, being a parent can be tiring and stressful. You have to worry about your children’s safety, whether they have eaten and driving them to school and back. All of that can become stressful and looking for a suitable mom car can be the last thing on your mind. Below are a few tips which can help you choose the best vehicle. Research If you’re a first-time car buyer…

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Car Money

Do’s and don’ts when buying a car from a dealer

February 20, 2019

Shopping for a new car can be thrilling but it can be tricky to keep your wits about you when it comes to finding the best deal. And when buying a car from a dealer, there are some tips and tricks you should follow so that you stick to your budget and are not swayed by a persuasive salesperson. For example, always perform an inspection of a second-hand car and ask about what the purchase includes in terms of fees…

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Money

Everything you need to know about applying for a personal loan

February 4, 2019

A personal loan is handy every once in a while. It helps you out when you find yourself in a complicated situation. Yet many people, mainly who have never taken out a loan before, often try to avoid applying for a personal loan as they are afraid of debt. However, if you have done your research and are disciplined, a personal loan isn’t as bad as it might seem. And there are financial advisors who can assist you in making…

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Car

How to go about refinancing your balloon payment

November 7, 2018

When people choose to finance their cars, they have their own reasons as to what type of financing they choose. And one of those financing options is balloon payments. These types of payments are ideal for people who cannot afford to put down large down payments on cars or commit to normal repayment amounts each month. While it might sound good in the beginning, you always need to remember that at some point in your life, you will need to…

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Money

Where to find great financial advice for a small business

October 9, 2018

So, you want to start your own small business? You might have the perfect idea to bring in new customers, like a niche cat toy company selling handmade cat toys filled with catnip, but starting out on your own needs more than just a great idea. Before you apply for business loans in South Africa, you will need to look for the right financial and business advice to help you on your way. Other than looking online for some tips…

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Money

Taking out a joint loan: everything you need to know

August 29, 2018

Making financial decisions together can be tricky. You will need to be open and honest about your finances, especially your credit history. Taking out a joint loan with your partner or with a family member might seem like a wise financial decision, but you will need to be completely certain that the other party is willing and able to pay their share. If you want to to apply for a loan with a partner, family member or business partner, there…

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Money

How to share finances in a long-term relationship

August 29, 2018

Being in a long-term relationship means that you share a lot of things. From hopes and dreams to your greatest fears. It also means that you share financial decisions. This can be anything from deciding on which used cars in South Africa will best suit your current (and future) needs, to choosing a house to buy when the time is right. Sharing finances can sound daunting, especially if you are both independent people, but it can help immensely in the…

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Health Money

Should you add your partner to your hospital plan?

July 27, 2018

Having a hospital plan in South Africa is a necessity for anyone who takes their health seriously. It is vital for everyone who is able to afford, whether you are single, married or have children and an extended family to think about. When you are in a relationship, your partner’s health becomes important to you which often makes us consider adding them to our hospital plan. Adding your partner to your hospital plan is a big step to take, so…

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Life Money

Finally living alone? How to create a successful monthly budget

May 8, 2018

Living on your own brings with it a renewed sense of independence, and the ability to walk around in your pyjamas all day on Sunday without being judged. Living alone also means that you will have to budget and save your money for those unexpected expenses. You will also need to look at making financial decisions such as taking out a medical aid and car insurance. Below is some handy advice on how to create a successful monthly budget while…

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Education Money

8 Side hustle jobs

July 31, 2017

                     8 Side hustle jobs Warren Buffett, one of the richest men in the world, says in order for you to succeed, you shouldn’t depend on just a single income. And you may be searching for ways to make extra income and add a few bucks into your pockets without actually leaving your full-time job. Well, you may not know what to do but there are plenty of opportunities out there. Your side hustle job could range from freelancing…

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