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finance

Money

Where to find great financial advice for a small business

October 9, 2018

So, you want to start your own small business? You might have the perfect idea to bring in new customers, like a niche cat toy company selling handmade cat toys filled with catnip, but starting out on your own needs more than just a great idea. Before you apply for business loans in South Africa, you will need to look for the right financial and business advice to help you on your way. Other than looking online for some tips…

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Money

Taking out a joint loan: everything you need to know

August 29, 2018

Making financial decisions together can be tricky. You will need to be open and honest about your finances, especially your credit history. Taking out a joint loan with your partner or with a family member might seem like a wise financial decision, but you will need to be completely certain that the other party is willing and able to pay their share. If you want to to apply for a loan with a partner, family member or business partner, there…

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Money

How to share finances in a long-term relationship

August 29, 2018

Being in a long-term relationship means that you share a lot of things. From hopes and dreams to your greatest fears. It also means that you share financial decisions. This can be anything from deciding on which used cars in South Africa will best suit your current (and future) needs, to choosing a house to buy when the time is right. Sharing finances can sound daunting, especially if you are both independent people, but it can help immensely in the…

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Health Money

Should you add your partner to your hospital plan?

July 27, 2018

Having a hospital plan in South Africa is a necessity for anyone who takes their health seriously. It is vital for everyone who is able to afford, whether you are single, married or have children and an extended family to think about. When you are in a relationship, your partner’s health becomes important to you which often makes us consider adding them to our hospital plan. Adding your partner to your hospital plan is a big step to take, so…

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Life Money

Finally living alone? How to create a successful monthly budget

May 8, 2018

Living on your own brings with it a renewed sense of independence, and the ability to walk around in your pyjamas all day on Sunday without being judged. Living alone also means that you will have to budget and save your money for those unexpected expenses. You will also need to look at making financial decisions such as taking out a medical aid and car insurance. Below is some handy advice on how to create a successful monthly budget while…

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Education Money

8 Side hustle jobs

July 31, 2017

                     8 Side hustle jobs Warren Buffett, one of the richest men in the world, says in order for you to succeed, you shouldn’t depend on just a single income. And you may be searching for ways to make extra income and add a few bucks into your pockets without actually leaving your full-time job. Well, you may not know what to do but there are plenty of opportunities out there. Your side hustle job could range from freelancing…

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Life Money

The differences between short term and long term investments

November 2, 2016

Personal finance is an ongoing issue for everyone. We want to establish mechanisms to ensure a secure foundation in our future. This matters whether it’s for retirement or merely ongoing stability in a volatile market. But with investments, there will be hard choices as to what we choose to invest in. It’s here that we can consider the differences between long term and short term investments with high returns. Naturally we all want both both. It’s therefore important to consider…

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Life Money

6 money saving tips for women

May 30, 2016

Women need to be clever when it comes to their finances. More so than their male counterparts. The reason for this is simple. Women, still, don’t earn as much as men, have longer gaps in employment due to child rearing and caring for aging relatives, and live longer than male peers. All of this means women need to take a keen interest in their money and planning for their future. No one else can do it for you, so you…

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Family Life Money

How to create opportunities for women in finance

December 10, 2015

The world has not reached the point where things are equal: though we are making great strides toward equality, it still requires efforts on all fronts to be able to create paths everyone can walk down. One way to do this is to examine those areas where inequality is still an issue. For example, the business and finance world is still unfortunately one that is predominantly male. The issue is that even if we remove all legal barriers for different…

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Home Money

The right time to buy a car

July 14, 2015

Most of us who are discerning women would like to acquire a vehicle as soon as possible, if we decide to have one. Yet, timing can be everything – aside from acquiring the necessary funds to acquire the vehicle. We must remember that things are not static and that factors we haven’t considered, could make a decision much different – and so much better – if we took some time to really consider our vehicle purchasing. Consider, for example, when…

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