Selling your car is at once both exciting and daunting. You will be saying goodbye to an old, reliable vehicle and hello to a brand new, flashier model. But how do you sell your old car quickly and easily? You could trade it in to your dealer, or you could sell it online. Selling your car online is an easy and effective way to sell your car, but there are some things you will need to look out for. Pre-used…
Making financial decisions together can be tricky. You will need to be open and honest about your finances, especially your credit history. Taking out a joint loan with your partner or with a family member might seem like a wise financial decision, but you will need to be completely certain that the other party is willing and able to pay their share. If you want to to apply for a loan with a partner, family member or business partner, there…
Being in a long-term relationship means that you share a lot of things. From hopes and dreams to your greatest fears. It also means that you share financial decisions. This can be anything from deciding on which used cars in South Africa will best suit your current (and future) needs, to choosing a house to buy when the time is right. Sharing finances can sound daunting, especially if you are both independent people, but it can help immensely in the…
Having a hospital plan in South Africa is a necessity for anyone who takes their health seriously. It is vital for everyone who is able to afford, whether you are single, married or have children and an extended family to think about. When you are in a relationship, your partner’s health becomes important to you which often makes us consider adding them to our hospital plan. Adding your partner to your hospital plan is a big step to take, so…
As a young working professional, there are many financial steps you need to take to ensure that you have a bright future, as well as a stable one. These steps include buying a car, renting an apartment and putting money aside for savings. Another important step you need to consider includes credit life insurance. It is an insurance policy that covers the principal member’s debt in the event of their death or disability. Now, you might be thinking, ‘I am…
Working in the hospitality industry gives you an exciting opportunity. You will enter an industry that thrives on creativity and out-of-the-box thinking, and you will also be able to travel to new and exciting destinations. If you have studied hospitality courses, then you will be well prepared for this new life, but you might not be sure of what to expect in the industry. Below is some helpful advice on what to expect in a career in the hospitality industry.…
Living on your own gives you a feeling of complete independence, allowing you to spend your time as you please and leave your house in any state that suits you. However, it does come with its own set of issues, especially when it comes to healthcare. Having hospital cover in South Africa when living alone is vital for any possible emergencies or illnesses that may afflict you, as you may not have anyone in the close vicinity to help you…
Taking a gap year is an exciting time for anyone, and it involves adventure and escape from the stresses of school and university. However, it can be difficult to know what, exactly, to do on your gap year if you do not want to take the path that everyone else has chosen. Travelling off the beaten path is the perfect way to spend your time, and outlined below are some fantastic ways to have the best gap year you can…
Living on your own brings with it a renewed sense of independence, and the ability to walk around in your pyjamas all day on Sunday without being judged. Living alone also means that you will have to budget and save your money for those unexpected expenses. You will also need to look at making financial decisions such as taking out a medical aid and car insurance. Below is some handy advice on how to create a successful monthly budget while…
When you reach retirement age, you will most likely have adult children who are concerned about your physical, mental and financial welfare. However, they will need you to be completely open with them if they are going to help you in any way. This can be difficult, but if you have a plan laid out to follow then the process of speaking to your adult children about your finances when you retire. Try not to avoid it For many retirees,…