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personal finance


How to go about refinancing your balloon payment

November 7, 2018

When people choose to finance their cars, they have their own reasons as to what type of financing they choose. And one of those financing options is balloon payments. These types of payments are ideal for people who cannot afford to put down large down payments on cars or commit to normal repayment amounts each month. While it might sound good in the beginning, you always need to remember that at some point in your life, you will need to…

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How to know you’re actually terrible with your money

July 9, 2018

You won’t want to admit it, you may not even realise it, but you may, actually, be terrible with your money. What may seem to you as normal expenses and financial situations are likely the opposite of smart money practices. We don’t all learn about the value of money and how personal finances work when we’re growing up, so it’s not entirely our fault that we find ourselves being terrible with our money. When your finance philosophy is “just wing…

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Ways you can (and need to be) smart with your money

June 18, 2018

Personal finance isn’t as easy as some people make it seem. Spending money is easy, saving money is difficult and being broke is a monthly struggle for many young adults in the world. Everyone talks about how you need to be smart with your money, but no one really goes into the detail of what that means. There are a variety of ways you can be smart with your money and, depending on what your financial situation is, a handful…

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Managing your money without experts

June 15, 2016

We can’t all be financial experts, yet so often that appears to be the solution to money problems. Most of us do not have the luxury of wealthy parents or backgrounds. We have to do most of the work ourselves. This becomes particularly harder when we realise how many industries and areas see so few women entering or reaching positions of power. Right now the world is not equal, even if people want it to be so. To that end,…

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