Browsing Tag



Everything you need to know about applying for a personal loan

February 4, 2019

A personal loan is handy every once in a while. It helps you out when you find yourself in a complicated situation. Yet many people, mainly who have never taken out a loan before, often try to avoid applying for a personal loan as they are afraid of debt. However, if you have done your research and are disciplined, a personal loan isn’t as bad as it might seem. And there are financial advisors who can assist you in making…

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What is the importance of donating clothes to disaster relief?

January 17, 2019

After a disaster, many people are left with only the clothes on their backs when it struck. And this means that they might not have any clean and dry clothes to wear afterwards. By donating clothes to disaster relief organisations, you can help these people feel more comfortable and warm without having to break the bank. Remember though, that it is better to donate new clothes rather than used clothes. If you are wondering what to donate to charity in…

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Pre-owned versus new: what is the right car for you?

October 19, 2018

So, the time has come for you to look for a car. You have spent too many hours in your current one and need a change, but are not sure whether to buy a pre-owned or a new car. You might think that a new car gives you more options or you have had your eye on a zippy little convertible. You might prefer the reliability of pre-owned vehicles because there is the guarantee that they have been maintained and…

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Where to find great financial advice for a small business

October 9, 2018

So, you want to start your own small business? You might have the perfect idea to bring in new customers, like a niche cat toy company selling handmade cat toys filled with catnip, but starting out on your own needs more than just a great idea. Before you apply for business loans in South Africa, you will need to look for the right financial and business advice to help you on your way. Other than looking online for some tips…

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Taking out a joint loan: everything you need to know

August 29, 2018

Making financial decisions together can be tricky. You will need to be open and honest about your finances, especially your credit history. Taking out a joint loan with your partner or with a family member might seem like a wise financial decision, but you will need to be completely certain that the other party is willing and able to pay their share. If you want to to apply for a loan with a partner, family member or business partner, there…

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Health Money

Should you add your partner to your hospital plan?

July 27, 2018

Having a hospital plan in South Africa is a necessity for anyone who takes their health seriously. It is vital for everyone who is able to afford, whether you are single, married or have children and an extended family to think about. When you are in a relationship, your partner’s health becomes important to you which often makes us consider adding them to our hospital plan. Adding your partner to your hospital plan is a big step to take, so…

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Family Health Life Money

Why young professionals need to consider credit life insurance

July 16, 2018

As a young working professional, there are many financial steps you need to take to ensure that you have a bright future, as well as a stable one. These steps include buying a car, renting an apartment and putting money aside for savings. Another important step you need to consider includes credit life insurance. It is an insurance policy that covers the principal member’s debt in the event of their death or disability. Now, you might be thinking, ‘I am…

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Life Work

Soft skills you need to succeed in the office

May 15, 2018

When you start your career, you are most likely  aware of the ‘hard’ skills you need, such as typing, computer skills and accounting skills. These are tangible, teachable skills that relate to your career choice. An aspect that many young professionals forget about is the fact that you also need soft skills to succeed in the office. These include effective communication capabilities, interpersonal skills and problem-solving abilities. If you are still unsure about what soft skills are, outlined below are…

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Health Life Work

Biggest advances in medicine we should care about

November 4, 2016

Medicine is great. We get to live longer, healthier and therefore happier lives. Work is less impacted by days off and sick leave, meaning businesses do better. Healthy staff are happy staff, secure in the knowledge their healthy lifestyle prevents poor productivity. Children are more likely to have ill-free lives, so they can spend more time enjoying themselves instead of being stuck in bed. Despite how advanced medicine is at the moment, there are several ways it might radically evolve…

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Family Life Money

How to create opportunities for women in finance

December 10, 2015

The world has not reached the point where things are equal: though we are making great strides toward equality, it still requires efforts on all fronts to be able to create paths everyone can walk down. One way to do this is to examine those areas where inequality is still an issue. For example, the business and finance world is still unfortunately one that is predominantly male. The issue is that even if we remove all legal barriers for different…

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